Consent for Electronic Signatures, Records, and Disclosures ("E-Consent")
Please read this information carefully and print a copy and/or retain this information for future reference.
To provide our services, we need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”) from us and our trusted affiliates and partners (collectively, “us” or “we”). This form notifies you of your E-Consent rights. By clicking "I Consent" or its equivalent, you acknowledge that you have received this E-Consent Agreement and you agree to its terms, including to conduct transactions by using electronic disclosures, electronic records, and electronic contract documents ("Disclosures").
Option for Non-Electronic Records
You may request any Disclosures in paper copy by email (info@WeFixMoney.com), or by mailing your written request to WeFixMoney Inc. 9435 Lorton Market Street, Suite 762 Lorton, VA 22079. We will provide paper copies at no charge. We will retain all Disclosures as applicable law requires.
Scope of Consent
This E-Consent Agreement applies to all of our online interactions, including those on any mobile device. In most cases, we will process your information and communicate with you electronically.
Doing Business Electronically
Before you decide to do business electronically, you should consider whether you have the required hardware and software capabilities described below.
Hardware and Software Requirements
To access and retain the Disclosures electronically, you will need the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 256-bit encryption, such as Microsoft® Internet Explorer®, Netscape® or Mozilla Firefox®.
To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader Xpdf® or Foxit®. If these requirements change while you are maintaining an active relationship with us and the change creates a material risk that you may not be able to receive Disclosures electronically, we will notify you of these changes. You will need a printer or a long-term storage device, such as your computer's disk drive, to retain a copy of the Disclosures for future reference. You may send us your written questions regarding the hardware and software requirements by mail to WeFixMoney Inc. 9435 Lorton Market Street, Suite 762 Lorton, VA 22079.
By submitting an application you understand and agree that a lender may use the information you submit to obtain a credit check or consumer credit report. Such a credit check or consumer credit reports may be obtained from Experian, Equifax, TransUnion, or from alternative providers.
You are free to withdraw this E-Consent at any time and at no charge. However, withdrawing consent could delay or prevent us from providing you our services. If at any time you wish to withdraw this E-Consent, you can send us your written request by mail to WeFixMoney Inc. 9435 Lorton Market Street, Suite 762 Lorton, VA 22079, with the details. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.
Change to Your Contact Information
Please keep us informed of any change in your electronic address or mailing address. You may update such information by logging onto our website and providing the updated information. You may also send us your written update by mail to our address above.
Your Ability to Access Disclosures
YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED ELECTRONIC FORMATS DESCRIBED ABOVE.
BY CLICKING "I CONSENT" OR ITS EQUIVALENT, YOU ASSENT TO THIS AGREEMENT’S TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH US ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WE WILL PROVIDE TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING, THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT TRANSACTIONS WITH YOU ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM US OVER THE INTERNET.
This notice applies to all information collected or submitted on the WeFixMoney Inc. website as well as the mobile version(s) of our site. As described in more detail below, we may collect information you provide, whether through our website or other channels (e.g., phone, text, messenger), such as your name, street address, e-mail address, telephone number (home, work and mobile), date of birth, Social Security Number, financial account information, income information, employment information and other personal, financial, or demographic information. All information transmitted, printed or otherwise submitted to WeFixMoney Inc. through this Website remains your property; however, WeFixMoney Inc. will be free to use that information for any lawful purpose as detailed below. This Website contains links to other websites. WeFixMoney Inc. is not responsible for the privacy practices or the content of such sites.
WeFixMoney Inc. collects and/or tracks the following information:
- Information knowingly provided by you such as your name, street address, e-mail address, telephone number (home, work and mobile), date of birth, Social Security Number, bank account information, information relating to monthly income, employment information, and other personal, financial or demographic information;
- Web page http headers (home server domain names, IP address, type of client computer, type of Web browser and operating system);
- Information – user-specific or aggregate – concerning the pages our visitors access and referring URLs; and the e-mail addresses of visitors who communicate with WeFixMoney Inc. via e-mail.
- Submitting information to us is voluntary. However, if you would like to receive information from one of our third party loan providers or other affiliates (“Affiliated Loan Providers”), you must submit the required information.
Use of Data Collected
Information you choose to provide us will be used to offer you marketing products and services in accordance with your interests. Such information may be shared, in accordance with Section 3 below, with trusted third parties such as Affiliated Loan Providers. In addition, we use the information we collect to enhance your experience on our website and to help us offer content we determine may be of interest to you. We may also use information to improve our site, conduct statistical analysis, and for our own marketing, promotional, editorial, or feedback purposes. Information collected may be added to our databases and used for future e-mails or postal mailings of products and services. You may opt out of receiving communications from us at any time, in accordance with Section 5 below.
Disclosure of Data to Third Parties
When you provide us information as part of an application for a product or service, it may be shared with trusted third parties such as Banks, Affiliated Loan Providers and other financial services to provide products and services that you might find of interest. The information we collect may be added to our databases and used for future marketing of new products and services, upcoming events, and/or status of orders and/or loans placed through our website. We may also employ other companies and individuals to perform certain functions on our behalf.
Examples may include sending direct mail and e-mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents may have access to our users’ personal information as needed to perform their functions for WeFixMoney Inc., but we do not permit them to use your personal information for other purposes. In addition, WeFixMoney Inc. reserves the right to release current or past user information under the following conditions: WeFixMoney Inc. believes that the service and/or website is being or has been used in violation of the our Terms and Condition or to commit unlawful acts, or in response to legal proces, or if WeFixMoney Inc. is sold or acquired.
Information Collection Processes
We collect information that you provide directly through our website or other channels. On our website, we may employ "cookies" to help customize your access to the site and for advertising tracking & targeting purposes. A cookie is a piece of data stored on your hard drive containing information about you. To find out more about cookies, please visit www.cookiecentral.com.
In addition to cookies, our site pages and/or e-mails may contain electronic images known as “pixel tags” (also known as clear gifs) to track the pages that visitors and/or users visit at the site for purposes of formatting future campaigns and upgrading visitor information used in reporting statistics. Pixel tags from third parties may also be present on our website to help determine the effectiveness of a joint promotional or advertising campaign.
Your Opt-Out Rights
When you submit information to us you have opted-in to receive marketing communications from us and our Affiliated Loan Partners. You may opt-out of receiving communications from us at any time by sending your request via e-mail to info@WeFixMoney.com. When contacted by a bank, you should notify them directly of your choices regarding their use and sharing of your information.
Third Party Sites
Our Commitment to Children's Privacy
Protecting the privacy of children is especially important. For this reason, we never collect or maintain personal information at our website from those whom we know are under the age of 18 years old. The information and services provided by us or our affiliates, sponsors, and advertisers are not intended for persons under 18 years old.
Our Right to Contact You
We reserve the right to contact you in accordance with this Policy and any other policies or agreements relevant to you.
We understand the importance of having and maintaining data security and information privacy. All information collected on our website is stored in a technically and physically secure environment in accordance with generally accepted industry standards. We validate on a regular basis that our security process and procedures provide reasonable protection against system intrusion and theft.
Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk. Once we receive your transmission, we make reasonable efforts to ensure its security on our systems. Access to this information is strictly limited, and not accessible to the public. All of our users' information is restricted in our offices. Only employees who need the information to perform a specific job are granted access to personal information.
Our Right to Change
By submitting your information via the Internet, you agree to receive certain notifications, disclosures and/or documents electronically. This consent to electronic communications applies to the information you are providing on our site and any other communications we or any Affiliated Loan Provider may provide to you. You agree and intend the federal Electronic Signatures in Global and National Commerce Act to apply to (i) your consent to receive notifications, disclosures and/or documents in electronic form; (ii) the information you provide, and (iii) our and/or any Affiliated Loan Partner’s ability to conduct business with you by electronic means.