Scam Alert Information - WeFixMoney

Scam Alert Information

Scam Alert Information

Scam artists have recently targeted marketing services in the short-term lending space and other industries. These scammers sometimes pose as legitimate lenders or debt collectors. Scammers can be very convincing, especially when they use threats and appear to have access to personal information.

Recognize Fraudulent Content and Communication

Be suspicious of:

“Pre-approvals” that require you to purchase any sort of prepaid debit or cash card or wire money as a “processing fee” or “good faith deposit”. Legitimate lenders do not offer approvals prior to application and do not require good faith deposits.

Requests to get your personal or financial information. Always be cautious when volunteering any personal or financial information over the phone or internet. Never provide payment information that you did not initiate. If you are uncomfortable with a phone call that was not initiated by you, hang up. Then contact the company using legitimate sources such as contact phone numbers found on the company’s website.

Recognize Fraudulent Collection Efforts

Be suspicious of

Threats of violence, intimidation, or foul language. The Federal Debt Collection Practices Act specifically prohibits debt collectors from being abusive, unfair, or deceptive in trying to collect debt.

Threats to garnish your wages.

Callers that are unable or unwilling to provide loan agreement information or payment history when you ask for it. Loan providers are required to provide all loan agreement information or payment history upon requestwhen you ask for it.

Reporting Fraudulent Action

If you suspect you’re been contacted by a scammer claiming to represent WeFixMoney.com, please contact us at: info@wefixmoney.com or 1-877-669-3349 and file a report with the Online Lenders Alliance and FTC.

Security of Your Information with WeFixMoney.com

Your privacy and security is important to us. Please see our privacy policy which details the great efforts we take to secure your information.

* THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Web Site does not guarantee that you will be approved for a short term cash loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. Funds are most often deposited the next business day. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a short term cash loan based upon lender requirements.
Our lenders may offer you a loan with an APR between: 90.38% to 1171.88%. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs, and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range displayed. NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY. If you do not pay your loan according to its terms, your lender may:

  • Charge you late fees
  • Send your account to a collection agency
  • Report your information to a consumer reporting agency, which may negatively affect your credit score
  • As a convenience, some lenders may offer to "roll-over," renew, extend or otherwise alter your payment terms. Such adjustments may cause you to incur additional fees, charges and interest. Further, some roll-over loans may renew automatically unless you request otherwise. Please contact your lender directly for questions regarding the terms of any adjustments.
This service is not available in New York or to New York borrowers due to interest rate limits under New York law.
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