Frequently Asked Questions
Every lender has different payback terms and interest variables so the quickest way to get answers - and possibly a loan - is to apply. If the form doesn't load properly, please disable your pop-up blockers temporarily. Please note: Short-term Loans are strictly regulated/illegal in some states. We will have trouble finding lenders that will accept applications in those cases. You can check your state's policy on short-term loans at cfsaa.com. You can try to apply if you're not sure, but there is no guarantee we can find a lender for you.
Yes, you can also call 1-877-66-WEFIX to apply or if you need assistance with your online application.
I applied on WeFixMoney.com and then got redirected to another website. Is this how the process works?
Yes. We Fix Money does not lend money or process loans, we collect your information and match you up with the appropriate partners. If you're approved, which takes just a few minutes, you'll receive a confirmation number and then be routed to your approving lender's website. You may be asked to fill out additional forms. If you aren't immediately redirected, it's likely your application didn't get approved. You may receive second chance offers from lenders, but unless you are looking for a different loan type than the one you applied for, you should disregard those offers.
When you are approved, you are directed to your approving lender's website within a few minutes of applying on WeFixMoney.com. If the system is still searching for a match after 10 minutes, we're having trouble finding a lender who will accept your application. If no one contacts you within an hour of submitting, your loan was denied.
Yes. We Fix Money has partnered with WestBayCash.com to provide customers with access to larger dollar amounts through an installment loan option.
Most of the time, a loan is denied due to the applicant's state laws. Certain states have strict regulations on short-term loans. You must also have had a job for the past 3 to 6 months and a bank checking account to qualify for a short-term loan. Other factors are considered, but WeFixMoney.com doesn't track any details on why a loan was denied. We don't keep your information stored in our system after it's sent to a lender.
When you click on the appropriate service you're looking for, be really specific about your needs and situation. Please don't leave any sections blank since a lender may pass over an incomplete application.
Qualifying is based on a few key categories:
- Currently have a job (or receive regular income)
- Make at least $800 per month
- Are 18 years of age or older and a U.S. resident
- Have a checking account
- Other requirements may apply
Qualifying is based on a few key categories: Lenders will often provide extensions; however, this is a decision made solely by your lender. Please contact your lender for details, your particular lender is on the documents they sent you when you accepted the loan.